I love saving money and I hate the thought of not having any. When I do spend money I will often think long and hard about if I really need what I want to buy. Saving money can be tricky though, especially if you are a student or you have a lot of other expenses. Here are some tips that I hope can help!
Create A Budget
I know that this is pretty much always on these lists but it really is important. Decide how much money you have to spend each month (on rent/food etc.) and then with what is left create another budget. Decide how much money you can spend on everything else, taking into account how much money you would like to save. It is also important to create a realistic budget. Don’t say that you’ll never go out because you might be missing out. So decide how much money you can spare for entertainment, etc a month and go from there.
Invite People Over
I love inviting my friends over for coffee or movie nights. It has become so expensive to go out that it is a nice (inexpensive) change to have friends over and just relax. If each friend brings something to contribute to the evening it can also be cost effective for everyone involved.
Keep Your Change
You know when you go shopping and you receive your change and it’s all in coins? If I have any money that is under a certain amount I always put it into a money box. It pretty much sits there, and when it is full I get a nice surprise by how much money I have collected.
Make Your Own Coffee
Coffee, tea, hot chocolate – whatever your drink of choice, invest in a travel mug and make your own before you head out. You get so many different flavours and kinds of warm drinks these days that it is sometimes nicer to make your own anyway rather than buy. Obviously you should treat yourself every now and then but you can definitely save if you’re not buying several a day.
By planning your meals you can go to the shop once a week and buy everything that you need for that week. That way you’re not going shopping every day so you are less likely to buy unnecessary things. Who has ever gone into the shop for one thing and walked out with about 10 things that weren’t on the list? Because I know that I have.
Pack a Lunch
Pack your lunch at home and don’t buy lunch at university/work every day. Left over dinner is something that I love taking to work the next day because it is quick and easy. Obviously you should treat yourself every now and then, but packing your own lunch can save you a lot of money.
But, that’s what I’m trying to learn, that’s why I’m here?! I get you, don’t worry! What I mean by this is put some money aside, no matter how little it might be. This way if there is ever an emergency you will know that you at least have some money saved up and hopefully it will save you from a lot of stress.
I hope that this has been helpful! There are honestly so any different saving ideas but I really didn’t want to bore you with a 1000 word blog post.
Do you have a problem with saving money? Do you do any of these things already? Would you like a part 2 of this post? Let me know in the comments below!